SCAMMERS

Sanfelli Marius Michael C. Hortelano
URL: http.//shortelano.blogspot.com

“There are no cheaters unless one forbids to be cheated”

     Spearheaded by a victim’s drive to chase down call center scamming; many vowed to hunt them down for good. A lot of victims are Americans who just want to have an easy access of life. In a sad note, due to insistent need of survival, a homeless man drifts himself in limbo to take an opportunity; to take a shot of destiny; to take the “short-cut” through deliberately by passing of a supposed legal procedure. This for them to have a head start towards the finish line, and eventually, win the challenge of survival.

     Due to the undeniable surge of the Wall Street economic meltdown, global recession occurred that has not only infected the United States, but the world as well. Projection shows that within five (5) years time, unless the economic drought is resolved, a lot of real properties are going to be foreclosed. Many are going to be ripped off their homes not due to bad credit standing but financial scarcity which is naturally fortuitous in it its very sense. Save for the few and the many who still implore the interest of justice and fair play, this is where scammers come in to take advantage out of a person’s helpless expense.

     A wide array of clamour echoed underneath the victim’s feat of need --- the need to have a decent home to live to shelter his bewildered family. Most of them take the practical off road route to acquire a cheap foreclosed property than building a new one. However, despite of the guaranteed “affordability” of second hand homes, everyone cannot afford it. Otherwise stated, only a chosen handful can afford it. The need of real estate brokers surrounded by mountainous legal procedures is more than enough to kill the stamina of an average homeless American. For this reason, a device was made to cut the cost of expenses and that is by call center agency. With just a dial, all the anxiety will be gone. With a promise that every step will be served in a gold silver platter, a homeless king will surely shed off every penny left in his safe just to have a kingdom without mirroring possible infirmities hidden under it. With this predicament, the legal procedures concerning house financing are now reduced to a mere online extravaganza thus putting the essence of foreclosure as a legal matter per se in an obvious dilapidated state.

Prevention is better than cure. Thus, how will you determine whether or not a particular transaction is a scam? Here is my brief take of pointers for enlightenment, guidance and awareness. These are the eight (8) beatitudes.

1.  Do not be opportunistic. Do not trust immediately. Examine and analyze. Not all that glitters is gold – only opportunistic people fall prey to this elementary modus. Ignorance nor good faith is no excuse. Do not take the short cut. People who are commonly made victims to this are those who want the easy way out. Thus, better take the long thorny road of legitimacy than to divert into a butter coated path way of uncertainty.

2.  Know the parties – bare this in mind that in as far as foreclosure is concerned, generally there are two (2) parties.

(a)  Mortgagee – the party who acquires a contract of loan (usually with the bank) and makes his Torrens Title (Title of the property) as a security of the loan. Failure of the mortgagee to satisfy the obligation will give the mortgagor the right to foreclose the mortgage; and the

(b) Mortgagor – the party under whom the loan was made which in return offers money to the mortgagee in relation to the Deed of Mortgage executed between the parties.

[Real Estate Broker (optional middleman) –Is a duly licensed person contacted by a mortgagor at his option to look for interested buyers over a particular foreclosed property if the mortgagor decides to sell it.]

3.  As a rule, parties to a foreclosure (of loan or mortgage) are generally exclusive; it is binding with them as it is the law of the parties. It does not bind third persons – information of foreclosed properties lies exclusively in the hands of the mortgagor (common example is the bank). A property acquired by banks due to foreclosure is usually disposed of via sale by public auction. Unless the mortgagor (other than banks) chooses the option to have the aid of a broker, said information will be passed to him as his agent. However, for security reasons, an interested buyer must verify whether the broker is licensed to practice brokerage. If, despite proper identification, an interested buyer is still doubtful to the legitimacy of the transaction or the broker, refer the query to an appropriate professional brokerage board which holds the roll of professional brokers.

4. Not all online house financing are hoaxes - online business is legitimate if they (a particular company) have proper linkage to the above mentioned parties (mortgagee, mortgagor, broker or a lawyer who will draft the terms and conditions of the contract). They must be accredited, registered or licensed brokerage firm authorized and supervised by an appropriate government agency.

5. Internet IPs should stand still – Internet IPs are intended for identification. Online house financing usually post information on Craig’s List (craigslist.com) or Back page (backpage.com). Internet postings are alright. However, the thing is, housing financial scammers habitually reroute their internet IPs in order for them to be untraceable. At least they reroute IPs every after three (3) postings per state. It is a matter of security that one should know or at least keep track of the internet IPs. ONCE THEY MOVE unusually, it is a scam.

6. Scammers are great manipulators – they usually use aliases and not their real names. They usually have a website indicating their campaign with an American postal address. Most of these are tricks. In these cases, please get hold of the website information and verify the postal address whether it’s existing. The reason is that, scammers do the dirty work by habitually rerouting their internet IPs in several U.S. states to make it appear that they are doing business in America although, in truth and in fact, they are not from the United States but somewhere else.

7.  Not all postings are true – It is impossible to have a house for rent or rent to own at a cost of $ 450 with amenities like 2 bedrooms, 2 toilets and baths. This kind of postings is common. However, postings such as these are only for pure marketing strategy to lure an interested person to call. Once you call, you are given a new set of information different from what is posted. Here is the common script: (Call Simulation)

CUSTOMER: I have read an advertisement that a house for rent or rent to own is available in California. Is it still available?
AGENT: “I’m sorry Mr. Customer; the house that you have read on our advertisement has long been sold. However, we have several properties available for you to choose from. From what state are you Mr. Customer? What is your zip code?
CUSTOMER: I am from Illinois (e.g. customer answers Illinois although the customer is interested on the posting of a house for rent/rent to own available in California)
AGENT: we have 45 properties in your area (Illinois) to choose from (45 is just an imaginary number. It is just a product of imagination without any basis at all) with the same price as what you have seen on the advertisement. (If the customer says that he is interested in California, the same style is applied)
CUSTOMER: Okay....I’m interested...

     If the customer is interested, he will be required to give e-mail address and credit card information. Once all of these are through, money will be slashed from the customer’s credit card in exchange of listings of foreclosed properties. Hence, all that a customer will have are the listings of foreclosed properties for a price of $ 49. There is no walk through nor legal assistance for the necessary execution of a Deed of Transfer or Deed of Absolute Sale between the customer and the mortgagor. Simply put, the customer is paying $ 49 for the listing.

NOTE: the $ 49 is just the tip of the iceberg. Once credit card information is released, it could be more than $ 49. Be vigilant.

Significance of a Deed of Sale/ Deed of Transfer:

     A Deed of Sale is a written legal instrument where the vendor (formerly the mortgagor) irrevocably conveys the property to the vendee (the customer) for a consideration. The said instrument has to be notarized by a lawyer and made it registered in an appropriate registry of property. Once the consideration is satisfied, ownership is transferred. A Deed of Transfer on the other hand is also a written instrument where the transferor (formerly the mortgagor) transfers the property to the transferee (the customer) after satisfaction of the terms and condition stipulated. The said instrument has to be notarized by a lawyer and made it registered in an appropriate registry of property. Thus, the lawyer plays a vital role in these issues. Failure to comply with this will make the ownership of a certain property subject to collateral or direct attacks. It would render the transaction void or voidable.

8. FRIENDLY ADVICE: Insist that payment should be made through Western Union; reason – people engaged in these kind of business usually require payment through credit and debit cards. In that way, they won’t be traced once they have successfully slashed something anomalous out of it. If the customer insists that payment should be made through Western Union, they will be forced to disclose their true location. In that way, they can be traced.

     There are no cheaters unless one forbids to be cheated. The world is indeed growing smaller each day as it is now engulfed under the dependence of the cyber world. Deception through lewd designs and machinations is the common haven for those who wish to devour the human heart by abusing trust and confidence. Intellect stands no chance amid the blinding speed of eloquent speech and scientific sales talk. This is music to those who easily fall under the spell of trusting too soon.

     Implore God’s guidance and wisdom because knowledge without wisdom is nothing. I hope this literature will awaken the minds and hearts of the many who thirst, for those who crave for answers of questions unanswered. Welcome to the light.

VALEDECTORY ADDRESS

Sanfelli Marius Michael C. Hortelano

URL:http.//shortelano.blogspot.com

EDUCATION is a legacy, GRADUATION is our success.  After hard days of long labor, our day has finally come. Truly, EDUCATION is our only treasure that can not be stolen away from us.  Once knowledge is acquired, it becomes a built-in coterminous asset.

teachers, fellow graduates, distinguished guests, parents, relatives, friends, ladies and gentlemen, good morning.

In the beginning, our parents had a mission; a sacred mission.  A mission for wisdom and knowledge for their beloved children.  We the children for whom that sacred mission is addressed, went through the years from nursery up to the day where we are joined which is today.  Working for that mission, initially our minds were empty but with the concerted efforts of our parents and the mentors whom we honor so very much, our minds were opened, for knowledge started to set in. 

And since knowledge embrace in knowing good and evil, we the children are tasked to screen good from evil in order for the good thing to perpetually nourish ourselves for better personal development.  In the process of screening, it requires the application of wisdom because no matter how knowledgeable we are, if wisdom is nil in our hearts and mind, the mission to which our parents were striving for will be put to nothing. 

Fear in the lord is wisdom. If knowledge is guided with wisdom; evil is nowhere to be found in the community.  Corruption which seems to be the life blood in the community today will be eradicated.  It is a challenge for us children as future generation who will soon take the place of those who are in governance to do what is good and to reject what is evil.

Today is the beginning of our academic pursuit for higher learning and accomplishment. What we have witnessed today is a job well done for all of us which is a preparatory step to the next level of the mission to which our parents and teachers are working for.  Our success which we owe from our parents and mentors is a living legacy which we deeply cherish in our hearts.  Congratulations!

The :Psycnhology of a Call Center Agent

Sanfelli Marius Michael C. Hortelano
URL: http:// shortelano.blogspot.com

“When these humanoid vampires come out of their famous computer infested graves to meet the early rays of morning sunshine, they would melt in maximum exhaustion down into the territories of isolated hibernation.”


Do you know them? They are the famous nocturnal who are less than vampires. No Goosebumps they’re safe--- they don’t suck blood nor feast on human carcass. They are just plain hardworking beings who play English for a living by letting their mornings their nights and their nights their mornings.

Welcome to the national job of our place. The most convenient and easiest remedy against the threat of unemployment. This is the sole antidote that can prevent an embarrassing transformation of a fresh bachelor into a useless presidential standby. At least, we have our own defense against global recession courtesy of the famous Wall Street manipulations.

They work at graveyard shifts from ten o’ clock in the evening up to seven o’clock in the morning, the next day. So, when these humanoid vampires come out of their famous computer infested graves to meet the early rays of morning sunshine, they would melt in maximum exhaustion down into the territories of isolated hibernation. In their beds they rest; in their coffins they die, amid every life that surrounds them they’re closed. Until and when darkness hails, they shall come to life once more---just like vampires who want more.

On to their nest they go, to call American costumers hoping to have a sale. “No sale, no work. Every day is fire day.” This is the word of thumb which sets in money as their divine motivation and purpose. This is what they do round the clock, from night till dusk till dawn. Randomly calling American homes to sell and have a sale, annoying every American spirit by disrupting a would be beautiful day.

Graveyard schedule is an undisputed universal policy to cope up with the American time zone. To put kindness in execution, two days of “rest day” is given once a month. However, two days is not enough for a human to adjust and sleep at a normal state after being nocturnal for twenty-nine days straight. With this predicament, even Clark Kent could not last a year.

“Our customers are all from the U.S. It is day time in America and night time in ours. That is why we have to do things upside down” --- said a veteran call center agent who has worked at a call center for a considerable length of time. She is one of my acquaintances. However, she gets skinnier every time she takes her Christmas vacation at our place. I was beginning to wonder why....

Behind the abrupt weight loss are tons of hospital check-ups and confinements. All of which are due to her nocturnal job. This makes sense. Becoming nocturnal would drastically change your sense of sleep. Rest plays a vital role in our lives. The accepted set-up is the “sleep at night” doctrine which is of course our universal rule. Graveyard shifts are excusable if not done every day. A more humanitarian schedule would be preferred if made every other two days or so but definitely not every day. You will be dead in no time, and the life lost is not worth to recompense the abusive use of bodily corruption.

Cancer and Tuberculosis are common call center agent killers. With smoking and coffee within the contagious corner, caffeine and nicotine in the mix, Tuberculosis would arise that would eventually lead up to Cancer (of the lungs). Moreover, precipitating factors would motivate cancer cells to develop due to long hours of unusual fluorescent light exposure while at work. This is the logic why we turn the lights off when sleeping. Closer perusal of the facts would suggest the importance of adequate sleep during night because this is just simply, the circle of our life.

Just take God for example, why would he create night and day without having it a purpose? He made it sure that we work during day time and sleep during night. This is the psychology of a Filipino nocturnal that is playing blind of this blatant antecedent fact attached with many call center agent deaths. They die for one simple reason. They die because they altered God’s purpose. They changed what is already set. They impaired what is not to be impaired. They just simply refused to understand a fact that is way too much elementary.

VICTORY BEHIND UNWANTED TEARS

Sanfelli Marius Michael C. Hortelano

URL: http://shortelano.blogspot.com

“Heroes are not born at the end of every victorious battle. They are made upon their enlistment to join the war.”

Failure is a fact of life. This is the reason why we are called human beings for creatures like us are susceptible to failure. Defeat is an excruciating feeling of sadness whose effect will ultimately transpire into desperation, melancholy or worse, suicidal tendencies. However, man has to cope by applying mechanisms to transcend one’s sadness and grief into acceptance and content.

After my undergraduate studies, I moved up to further pursue academic excellence at the post graduate level. I went into law school. I was then one step closer into fulfilling a child’s dream, to be a lawyer. I spent five long years of schooling, and five years thereafter, I graduated and was vested a Bachelor of Laws degree.

Time went super fast. I thought I was set to travel a light year’s journey. With midnight candles burned each and every night, my agonizing labor failed me not upon seeing myself dressed in a Greek graduation dress, marching down the isle of solitude --- this was definitely my day and everything in it was surely mine for the taking.

Graduation day has finally ceased. The fever and excitement of success after hard days of work meant to be incomplete unless unstagnated by superfluous day dreaming and false hopes. Reality has come to chase me down to give me the creeps. Judgment calls has haunted me down for good. And for this moment, there is nothing but cowardly fear. Death has consumed my soul. Darkness has engulfed my very core of courage. I would like to hope that conquering the intricacies of law school was my last stand but I was mistaken. Every lawyer hopeful must take and pass the Bar Examinations. This is the only and only way.

A choice has to be made. A divine decision planted solely within the edifice of the unknown that despite of its uncertainty one has to venture the odds of the unseen. Thus, without bothering to refer my fate into oracles, I decided to move forward in heaven’s name.

With enough focus, determination and my will to win, I prepared not for battle but for the war; a war of having a remembrance of what is to feel like going towards an execution chamber not for incarceration but for intellectual competition. I have six months to prepare for battle --- more than enough for me to train and work the hardest sweat of a lifetime. I did not just study and read a lot of law books but I feed my soul through burning them until they get lifeless. This is who I am.

September, the hell month --- The six month grace period was totally over. War has ultimately come upon me and the belt of pride; ambition and future are at stake. There is nothing left for me to do except to wage war against not to my enemies but to myself. I travelled then to Manila to take the Bar Examinations. This is the moment for me to see the unholy revelation of my destiny playing a reality show entitled “The Elimination of the Unfit.”

I took the Philippine Bar Examination, but failed. It was indeed painful but too human for me to bear. At least I gave my all to pass but unfortunately, it is not just for me, for now...who knows, it will be mine for the taking tomorrow?

I settled to gamble because it’s my only way of getting there. Not unless you stand by your cards and move for an aggressive “all in” in risk, a man will never know his chances of winning. Needless to state, one must be a risk taker to be successful for a man who always dwells on safe decisions will never grow. Thus, it is better to loose in trying than to never having tried at all because for heroes are not born at the end of every victorious battle. They are made upon their enlistment to join the war. Kudos everyone!

TEACHER’S CORNER: Wise Decision Begets a Bright Future

Sanfelli Marius Michael C. Hortelano
URL: http://shortelano.blogspot.com

“Decision is a crucial matter which every sane human being must be extra vigilant in choosing the action to take. Young adults have to face the consequences of their decision. So that, if an individual is not mindful of the efforts of the course of action taken, that may lead him to a miserable situation or worst, will make him an object of charity in the community.”

If you make safe decisions all the time, you will never grow. Not until you learn how to appreciate risk, you will never be successful. Life is a gamble that everyone should bear just like a poker game where you shed and bet your heart out merely on luck and chance but the chances of winning or succeeding can always be calculated by simple statistics.

However, not all decisions entail risk but most of them are. Decision is a crucial matter which every sane human being must be extra vigilant in choosing the action to take. Young adults have to face the consequences of their decision. So that, if an individual is not mindful of the efforts of the course of action taken, that may lead him to a miserable situation or worst, will make him an object of charity in the community. Decisions are not new to high school students. They make many decisions and most of them are done automatically and hastily. So that the stage they are presently in is the consequence of their decisions.

As students grow older, they are forced by the circumstances to make decisions especially when they are about to finish their high school studies. They have to decide whether to pursue college or not, to work or marry. They are in a situation that requires a different approach because it would affect their future. This is a situation where the learning of the students in terms of wise decision-making is needed and the significant person is the teacher. Stated otherwise, the teacher plays an important role in the development of life skills like decision making.

Choosing a career is the greatest challenge that students are facing in their maturing years. It is a challenge that affects their entire life. Aside from the parents, Teachers are always considered influential persons in this aspect. It is therefore expected that the school must have functional career guidance program that would serve as a guide to a wide career choice.

Decision always involves a choice of alternatives. There is no decision when there is only one course of action. Similarly, making a decision is not necessary when one course of action is obviously the least.

Wisdom plays a significant role in these turbulent times. A bewildered career hunter must learn how to discern life’s greatest offerings. After all a risk is always a risk unless tested by courageous beings who want to survive the challenge of being human. The occurrence of inhibitions, reservations and doubts are spices to our own fullness. A brave heart is needs a basis to be brave. A courageous heart needs an anchor to rely his assertions upon which a decision is forged. Blessed are the risk takers for they shall have the fullness of life for the path of suffering is the only way to get there. Bon Voyage...

THE GAYWEATHER VERSUS THE PACROID

Sanfelli Marius Michael C. Hortelano
URL: htpp://shortelano.blogspot.com

Two up selling sports issues that needs to be resolved for the sake of history. With Miguel Cotto recently caught in a Pacquiao whirl wind, nobody stands next in the Pacman’s path except the flamboyant trash talker, Floyd Mayweather, Jr. This is the fight that everyone is longing to see so that, after the sensational Cotto TKO, negotiations are for the Mayweather fight is under way.

Mayweather bragged that he wants to fight Pacquiao on the 13th day of March 2010. He did it in a deliberate fashion to put Pacquiao on a hanging balance knowing his Congressional bid this coming May 2010 Philippine national elections. Confident that Pacquiao won’t take it due to hectic election schedules; he and his camp further pursued various public appearances calling Pacquiao as the “Pacroid” (for  his alleged "steroid" use)  for alleged steroid use. In so doing, out of retaliation, Pacquiao grabbed Mayweather’s challenge outright.

Blown by Pacquiao’s bid of a supposed bluff, Mayweather played his own game of mafia wars. With a sad note, all negotiations failed due to incompatibilities of demands courtesy of Mayweather. He wants a random drug testing which involve specimens from bone marrow, blood and urine before, during and after the fight. All of these are to be based under the Olympics rule; disregarding the governing jurisdiction of the Nevada State Athletic Commission. Resilient to his assertion that he is the best, he asserted that nobody should fight him unless they heed to his demands.

Of all the Mayweather fights, this is the first time that he had gone super demanding. However, his implied actions of evasion, precipitated by his baseless steroid use allegation are too elementary to read. Mayweather is afraid of Pacquiao, period. His premeditated acts signify an implied language of his fear of the unknown. He does not want to take the risk of fighting the Pacman for in so doing, his inevitable eternal end would be at hand.

To alleviate the steroid issue, Pacquiao gave a gift of drug testing but only limited to twelve days before the scheduled fight and right thereafter. However, Mayweather’s valiant heart stayed hard as diamond. For this reason, negotiations failed without Floyd offering an apology. Thus, the libel suit pushed through. Instantly Joshua Clottey came in as a tasty substitute.

Pacquiao has proven that he is clean. Recent dug tests show the absence of any illegal drug intake whether in urine, bone marrow or blood. So much for the Mayweather propaganda. At least, Pazquiao has proven Mayweather wrong. In return, Mayweather has proven something---- he proved that he is a scaredy cat doing an implied chicken dance all through out. Thus, the slang name “Gayweather” as other critics say, suits his perfect person and the only thing that he can disprove such fact is to fight the Pacman like a pound for pound king should be.

Envious of Pacquiao’s achievements,. Floyd is certainly tired of living beneath under the Pacman’s shadow. Just like Pippen under Jordan or Robin under Batman. Simply stated, the only way that he can prove his greatness is to fight Pacquiao rather than living is a hopeless miniature of choosing novice opponents and staying in undefeated without having to put the slightest risk. Floyd is “self proclaimed pound for pound king” without a kingdom nor loyal subjects, nor armies to build upon.

He is just bluffing, playing his greatness amid obvious fear of getting erased in history. Lest, whether he fights the Pacman or not, the world cannot deny the clear prestige of Pacquiao being labeled as the greatest fighter in the world.

“It is better to die with honor than to live in shame.”

“BOILER ROOM” The Untold Story Behind My Call Center Experience

Sanfelli Marius Michael C. Hortelano
URL: http:// shortelano.blogspot.com

Over the past decade, the call center business blossomed like ice selling pancakes in a spring cookie jar. All of a sudden, a massive production of call center agents sprouted like tulips in the middle of strong winter. Personal trainings for such business are added in various school curriculums to meet the demands of production. In loved with the proposition and the guarantee of employment, I parked myself in to get myself counted.

CALL CENTER TRAINING. The training delved on the development of our English communication skills replicated under the IELTS formula. It eventually gave me the enlightenment of learning the language itself by making me aware of my heinous grammatical mistakes. Eventually, within the ten day training, we were taught of marketing strategies especially rebuttals that can leave a customer no choice but to say “yes”. We were taught on how to choke the customer in each given call. After a series of elimination and all sorts of “American Idol” nights, I passed the training with flying colors. In fact, I was immediately promoted as team leader with thirteen people under my leadership.

DECEMBER 8, 2009, At last, all our training sweats will be put to use. WELCOME TO THE BATTLE FIELD. With our individual computers set, 1.3 million tri byte server on the go, calls are ready to be accepted from of course, our American clients. I am working in an inbound call center whose campaign is focused on housing financials. Our devotion is to help interested clients market, sell or purchase Real Estate and offering professional and high quality service. We will represent our clients through the entire transaction to ensure commitment and an expeditious and cost effective approach to selling or purchasing Real Estate. Total client satisfaction is our goal. I was so overwhelmed of the job and of my speedy promotion status. Back then, I stood up in graveyard shifts in order to cope with the American time zone. I was on the floor, supervising my men taking calls from various customers from the U.S.A.

We are connected with our affiliate website, www.housing financials.com, a real estate website which caters clients who want to get hold of pre-foreclosed or foreclosed properties to their ownership. We, as agents of housing financials, shall act as mediators in order for the parties to have a binding agreement. The catch is at least; our clients are safe of paying expensive brokerage fees. For just $49, our clients are guaranteed a home to rent or to own. The said monetary consideration serves up the whole package. Stated otherwise, we are going to get credit card information from prospected clients, slash $ 49 in exchange of listings of foreclosed properties in a specified state.

As a law student, I was thought about foreclosures as a matter of a special proceeding. To my knowledge, it is the bank that has possession of foreclosed properties for prior failure of a mortgagee to satisfy a mortgage debt. Real estate, like houses and lands are placed as collateral (through Torrens Title). Failure to satisfy the loan gets the property foreclosed after exhaustion of the necessary redemption period. Thus, only the bank has information of such properties for which, they also have the widest discretion to advertise it for the public for sale. In our case, it is our company, housing financials who is never a party to the mortgage transaction who is advertising and negotiating for a sale.

Out of my curiosity, I browsed the internet and went to our website, housingfinancials.com. To my demise, I cannot access it. You have to pay $49 first to access it. Worse, our address is at San Diego, California with complete postal address 3873 Ingraham St. San Diego, Ca 92109. I am a call center agent living and working in the Philippines. Why are we addressed at California? This is where my doubts began as to whether my job is legitimate or a scam.

DECEMBER 13, 2009. In order for us to have inbound calls, advertisements through postings and blogs are done at Craigslist.com consisting of real estate information of houses for rent and rent to own. The many postings we do, the more calls we have and the more money we will get. In doubt, I verified the posted information on Craig’s List and discovered that the advertisement was a fake --- everything is only a product of pure imagination and misused talent. The postings on Craig’s list were designed as a marketing strategy to trap opportunistic customers who want to have a home the easiest way. Thus, the postings made have no legal basis.

As I dug deeper by doing the Craig’s list postings myself, the more doubt engulfed. We were thought and required to change and reroute our IP addresses every three postings. In a startling occurrence, I automatically concluded that the IP rerouting was purposely devised for stealth mode purposes, deliberately suppressing any trace of our alleged legitimate transactions. It is a settled fact that IP addresses are intended for identification but why the habitual IP rerouting?

Now I am sure that I am working on a pure scam business. For sure I do not want this.

Scammers we are and scammers we shall be but not for me. The ridicule of my work situation is so intense for me to ignore and very much conscience boggling for me to play dumb with. I have to make a difference --- a holy rebellion for truth, honesty, integrity and good faith. For this reason, I told my fellow agents about what I have seen and the probability of FBI intervention but they did not listen. They continued until now leaving me a stamp as the antagonist.

I went on with my life and considered myself retired for the business. I cannot afford to earn dirty money at the expense of deceiving others. I chose not to continue making people believe our unholy cause. Much more, I cannot afford to feed my family out of it. It is just too unholy for me to do and to unrighteous for me to ask. It is not just me.

On this premise, let this literature serve as a warning to all and a testimony to those who have been victims. The very reason why call center scams are confident in this game is because American law plays no application in our place. By principle of international law, sovereign states have no jurisdiction over the other thus giving immunity to scammers who are making American innocent as preys. In addition, no American victim would file a case in a foreign country for a money claim of $ 49. It’s just simply a waste of time and air fair for a useless cause.

Be wise. Choose to be vigilant. Better neglect an opportunity rather than suffer the consequence of deception.